What happens when the deeds office has lost your deed? How do you prove the house you’ve sold is actually yours? Is there a trail that can be followed?
The deeds registry system is one of public record and thus there will always be a trail. All deeds are given a tracking number on lodgement which confirms the progress thereof up to registration. After registration the deeds are numbered and scanned before the originals are returned to the relevant registering attorney. Should your title deed be lost you will be able to ascertain ownership by searching the deeds office records (a deeds search) which is a summary of owners’ details, endorsements and the history of any particular property. In addition to a deeds search any member of the public can obtain an information copy of the scanned original title deed, and an official replacement copy can be applied for by a conveyancer to substitute the lost copy.
A deeds search will not cost more than R20 and an application for a replacement copy will cost the client approximately R3,000.
Do you have a burning legal query? Email david@hometimes and we’ll be sure to help you get it sorted out
Words: Sonja du Toit, director at MC van der Berg Incorporated