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The substantial amount of debt owed on a home loan can often startle consumers making it seem pointless to pay anything extra, as it may take decades to settle the amount outstanding. Dr Simphiwe Madikizela, head of special projects at FNB Housing Finance, says what many

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Q Hi, we are living in a sectional title complex, where the caretaker is a trustee as well as the chairperson. This specific chairperson is in arears by R41,000 on his levies, and receives a salary - which is said to increase by 8% in the new budget. As trustees we have

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Bitcoin is a worldwide cryptocurrency and digital payment system. It is the first decentralised digital currency, since the system works without a central repository or single administrator. It was invented by an unknown programmer/group of programmers, under the name “Satoshi Nakamoto”, and released as open-source software in 2009. The system is peer-to-peer, and transactions take place

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Be prepared to stay in your home for at least four and a half years to recoup your transfer costs and agents commission of, on average, 7.5%, as an average homeowner of a R1m home. With house prices growth currently running at only 2.8% p.a. according

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When we talk about electricity, we refer to energy in Kilowatt-hour abbreviated as kWh. kWh implies a Kilo (that is 1,000) Watts of power for one hour. Note the use of power and energy: Think of power as the speed at which you use energy.

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Q Hi, is there any way that we can get around the fact that the security levy is calculated and payable by participation quota (PQ)? We feel that in our sectional title complex, which consists of various sized homes, it unfair to say that a big house

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Stumbling upon a diamond in the rough and transforming it into a show house is a common fantasy, especially among DIY enthusiasts and people who love older character homes, but there can be a stark contrast between the dream and the reality if you don’t

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Q Hi, I got a joint bond with my nephew back in 2008. I am the one repaying the bond debt, but he helped me secure the bond because I could not afford it back then. Now I have noticed that he made loans at the

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Moving can be stressful for adults who fully understand the process. So once you factor in the confusion and anxiety that children feel when leaving a familiar space and going to a completely new setting, a move can be a traumatic experience for children. Adrian Goslett,

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