Five out of seven business start-ups in South Africa fail in their first year according to Rob Davies, Minister of Trade and Industry. Globally, one out of two start-ups fails during its first year.
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While unsurprised by the rate hike last week (9,75% to 10,25% per annum) estate agents are at variance over how high they may still go. What they do agree on is that as an investment, property is the safest bet.
[caption id="attachment_3262" align="alignleft" width="278"] Lew Geffen,
Is the level of residential maintenance and upgrades starting to settle after a period of significant improvement, John Loos, FNB Home Loans household and property sector strategist, poses the question. The latest FNB Estate Agent Survey points to a possible stalling in the strengthening trend
Business tip of the day
Understand the difference between urgent and important. Urgent is what someone else needs you to do and important is what your daily schedule says you must do and when it must be done by. Focus on important tasks and don't let
Among the household sector issues in 2016, loss of employment is expected to be the serious one, as we look set to move into a period where real household disposable income growth underperforms real economic growth, reports John Loos, FNB Home Loans household and property
During extreme weather cycles - such as record-breaking heat waves, hail and flash floods - physical damage to a property can be unavoidable. Managing director of Tenant Profile Network, Michelle Dickens, clarifies who is liable in this instance: “The risk and liability involved with immovable
Negotiation touches every part of our lives. Relationships in business and in our personal lives are negotiated. And the skills to do it effectively can often mean the difference between getting what you want or losing out. You don’t get what you deserve, you get
•Sow hardy summer annuals like asters, Campanula, nasturtiums and plox.
•Bulb season is starting. Buy bulbs like anemone and ranunculus and store them until March.
•Start planting Gladiolas-, Lachenalia, Veltheimia and Amaryllis-bulbs.
•Prune Hydrangeas, pargoniums. Make cuttings of fuchsias, malva's, heliotrope, hydrangeas and sage.
•Regularly spray against pests and
Interest rates are expected to be hiked further this year, annual salary increases are not guaranteed for most and the cost of living will continue to rise. This means we’re all going to have to save where we can.
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A trust can be a very cost efficient estate planning tool and may provide protection from creditors in the case of insolvency as well as the unfortunate event of an untimely death in the family.
“A death not planned for can be expensive if the family’s