A 2017 study on identity theft released by Javelin Strategy and Research, a research-based advisory and consultancy firm in California, revealed that $16bn was stolen from 15,4m U.S consumers during 2016. The figures are on the rise, a terrifying thought, given that $107bn has been
The City of Cape Town is putting corporate citizens and city residents under pressure to comply with Level 5 water restrictions announced recently. Industries across the board are severely affected by this requirement for reduced water usage, including the construction industry. This has prompted waterproofing
Bodies corporate may have a tough time enforcing the new Level 5 water restrictions imposed by the City of Cape Town because “in sectional title schemes, management of water usage is very tricky if there are no sub-water meters or prepaid water meters”, according to Michael
When you finally decide to step onto the property ladder and approach the bank for finance, there are a number of factors that will be considered before your application can be approved. Banks will generally take into account the location and market value of the property,
Negotiation touches every part of our lives. Relationships in business and in our personal lives are negotiated. And the skills to do it effectively can often mean the difference between getting what you want or losing out. You don’t get what you deserve, you get
This is the story of a man who owned a few properties all across the land: two-bedroom cottages, three-bedroom homes and large, old four-bedroom homes with garden flats. This man had been the lord of these homes for many years, which meant he thought he
What a great start to the season! These warm sunny spring days are just fantastic, what a beautiful time of the year! I must say I was expecting a much colder winter but it just never seemed to arrive. It is really encouraging to see nurseries
Negotiation touches every part of our lives. Relationships in business and in our personal lives are negotiated. And the skills to do it effectively can often mean the difference between getting what you want or losing out. You don’t get what you deserve, you get
Q Hi, we recently dealt with an estate agent that has stolen our deposit and we are struggling to get this amount back from him. I am including the offer to purchase and addendum for which he has charged us R5,000, and then a Letter of Demand
Did you know that inefficient, badly fitting windows can heat up your house by a whopping 75% in summer – and account for a third of total heat loss during winter? “This can obviously add significantly to your electricity bill so it’s really worth checking that