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Go big or go home? When it comes to buying your first home there is definitely a middle ground – go home to a smaller home you can comfotably afford. First-time buyers typically need to save for at least three years to afford the deposit on

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First time home buyers often get caught by surprise when banks ask for a deposit in order to secure a home loan. “When applying for a home loan, banks will access your credit status to establish whether you will be able to meet the bond payments.

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