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Innovation in any industry is often met with initial shock and rejection by industry gatekeepers such as policy makers, financiers, and sometimes the media. This staunch resistance to change often comes at the expense of those who would benefit most from the innovation. In my

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This is not an article about finding an extra couple of hundred bucks and putting it into your bond each month. It is not about moving your debit order from the 1st to the 25th, or putting half your annual bonus into your home loan.

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We all know that the credit bureaus compile information on all credit transactions we are involved in and make these reports available to financial institutions and potential lenders when we are looking for credit, financing or a loan. We understand that they generate a score

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The real estate industry is being disrupted by the green modular building movement, in the form of prefabricated housing and container homes. It is tragic, however, that this industry’s creativity is not met with equal creativity by the finance sector with efforts to offer loans

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