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We all know that the credit bureaus compile information on all credit transactions we are involved in and make these reports available to financial institutions and potential lenders when we are looking for credit, financing or a loan. We understand that they generate a score

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Establishing and maintaining an excellent credit record is imperative for consumers who want to own a home. If you aspire to buy a property you will require a favourable credit record to improve your chances of bond approval. “Although lending criteria has softened marginally since the

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When you finally decide to step onto the property ladder and approach the bank for finance, there are a number of factors that will be considered before your application can be approved. Banks will generally take into account the location and market value of the property,

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