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Establishing and maintaining an excellent credit record is imperative for consumers who want to own a home. If you aspire to buy a property you will require a favourable credit record to improve your chances of bond approval. “Although lending criteria has softened marginally since the

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When you finally decide to step onto the property ladder and approach the bank for finance, there are a number of factors that will be considered before your application can be approved. Banks will generally take into account the location and market value of the property,

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