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Imagine coming home to a white envelope slipped under your door with the signature of your managing agent and your name just below it. Inside is bold, red typeface notifying you of a R500 fine for exceeding the 35km/h speed limit within the estate. Following

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Q Hi, Please explain what exactly the difference is between a homeowners’ association (HOA) and a body corporate? - Yolande A Hi Yolande, an HOA and a body corporate are certainly not the same. A body corporate is a legal entity created in terms of the Sectional Titles

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Q Hi, we are currently paying a monthly levy of R1,263 to the body corporate and a monthly fee of R1,200 to the homeowners association (HOA). What amount of CSOS levy should we be paying per month? - Indira A Hi Indira, the CSOS levies would be R14 on

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Q Hi, we are a homeowners' association (HOA) registered in terms of Section 29 of the Municipal Ordinance of LUPO Act 15 of 1985 (Common Law HOA). In terms of the CSOS legislation we are a community scheme. Are we obliged to take out fidelity insurance?

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Q Hi, we are in a complex of three houses which is run by a common law homeowners association (HOA). The levy is R500 so presumably our CSOS levy is zero? My question is do we have to register our HOA with the CSOS? - Tony A Hi

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