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First time home buyers often get caught by surprise when banks ask for a deposit in order to secure a home loan. “When applying for a home loan, banks will access your credit status to establish whether you will be able to meet the bond payments.

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Despite the residential market improving its risk situation quarter after quarter, the highly constrained broader economy means potential buyers continue to adopt a wait-and-see approach and negatively impact on the current sellers’ market conditions. “The ongoing decline in the household sector debt-to-disposable income ratio, all the

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According to Betterlife Home Loans statistics, which is representative of 25% of all residential mortgage bonds being registered at the Deeds Office, first time buying activity suggest a renewed confidence in the economy The average price paid by first-time homebuyers rose by 5.8% to R739,000 in

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What’s more pressing than the #feesmustfall debate? The question of accommodating the 185,000 annual tertiary institution graduates in the job market. Consider that the economy is showing no job growth and retrenches some 10,500 workers a year, and the point hits home, and hard. This

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