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When granting a home loan, the bank may require that a purchaser takes out life cover as security for the outstanding amount. The cession of a life insurance policy means to legally transfer a portion of the cover amount (the amount for which the bond

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We've all heard that few things can test a new relationship like going on a trip together, but what about buying a home together? With all the stresses and potential delays and pitfalls involved with the home buying process it is no surprise that this

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We recently had a case where an aspirational homeowner asked his brother to help him realise his dream of having his own place to call home. Ernest first tried applying on his own in 2008 and did not qualify; with his brother as joint applicant

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